Expert Explains Next Action Once XRP Hits $100, Birthing Millionaires

If XRP were to surge to $100, a level that continues to generate intense speculation in the cryptocurrency community, the impact on longtime holders would be dramatic. At that price, anyone holding at least 10,000 XRP would find a portfolio valued at $1 million. But according to crypto veteran Armando Pantoja, the real challenge is not achieving sudden wealth—it is preserving it. $XRP skyrockets, you become a millionaire. What are you next steps? Drop a comment below pic.twitter.com/kwnl4DB1V6 — Armando Pantoja (@_TallGuyTycoon) May 7, 2025 Pantoja, who has been active in the cryptocurrency space since 2011, believes that without a clear, disciplined financial strategy, most people are at risk of making irreversible mistakes once they gain significant profits. He emphasizes the importance of structured planning ahead of any major price breakout, especially one as life-altering as XRP hitting the $100 mark. Setting a Target: Define Your Financial Baseline Before Selling One of the first steps Pantoja recommends is identifying what he calls a “freedom number.” This figure represents the amount of money an individual needs annually to comfortably support their ideal lifestyle, including all essential living costs, discretionary spending, and long-term goals. He advises investors to calculate this monthly, then multiply it by 12 to get the yearly total. That number should then be doubled for emergencies, inflation, and unforeseen disruptions. This approach is intended to help individuals avoid underestimating their future financial needs. According to Pantoja, planning based on this framework provides a practical buffer and ensures that sudden gains can lead to lasting financial independence. Long-Term Thinking: Keep Your Principal Intact After such gains, Pantoja warns against spending or reinvesting the initial capital. He explained that the goal is to generate sustainable income through dividends, staking rewards, interest, or even real estate. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 Keeping the original investment intact while building a portfolio of assets that produce recurring income is, in his view, critical to maintaining long-term wealth and building generational financial stability. He says this is the difference between becoming briefly wealthy and establishing a durable financial legacy. The Role of Preparation: A Detailed Plan Beats Improvisation Pantoja cautions investors against waiting until they become wealthy to start planning. Instead, he advises putting together a detailed, written plan in advance. This plan should include specific profit-taking points, where the money will be allocated, and how that capital will be structured to support a desired lifestyle. Importantly, he says this plan should be tested and adjusted before market conditions change. Doing so reduces the chances of making emotionally driven decisions when prices rise sharply. Could XRP Reach $100? As of now, XRP is trading at approximately $2.20. To hit $100, it would require a price increase of about 4,425%. Analysts remain divided on whether such a rise is realistic in the near term. Some optimists see a $100 target achievable within the next market cycle, potentially as early as 2025. Others adopt a more cautious view. Market commentator BarriC suggests that XRP could reach $100 between 2034 and 2040, citing regulatory clarity and institutional adoption as key variables. Meanwhile, crypto analyst All Things XRP stated that XRP can hit $100 without market cap concerns, pointing out that the market cap at that price, assuming a circulating supply of 58 billion tokens, would be around $5.8 trillion. DAG Managing Director Claver also weighed in on the matter, underscoring the significance of psychological discipline. He stated that even if XRP reaches $100, it may not transform your financial situation if you make critical investment mistakes. XRP’s path to $100 remains speculative, but the financial implications for holders are undeniable. Pantoja’s advice highlights the importance of preparation, emotional control, and forward-thinking strategy. For those holding XRP, achieving millionaire status is only the beginning; the ability to preserve and manage that wealth is what ultimately defines financial success. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Expert Explains Next Action Once XRP Hits $100, Birthing Millionaires appeared first on Times Tabloid .